Payments & Financing

For your convenience, we offer a number of different payment methods in-store and online. Please note that other finance options are available but not all of them are accessible directly through the online checkout.


 

Payment options with no surcharge


 

CASH or EFTPOS

(IN-STORE ONLY)

Swipe or insert your EFTPOS


 

Credit Card or Debit Card

(IN-STORE & ONLINE)

We currently accept NZ, USA, UK, Australia & Singapore Visa and MasterCard credit cards or debit cards. We also accept NZ Gem Visa, Q Mastercard and Prezzy Card.

When shopping online you may be asked to authenticate yourself during payment processing by using a one-time SMS passcode sent to your mobile phone from your bank. 


 

PayWave

(IN-STORE ONLY)

Tap / wave your debit card, credit card or Apple Pay / Google Pay enabled device in-store using payWave.


 

Apple Pay

(IN-STORE & ONLINE)

Apple Pay is available (IOS devices only) on the Credit Card payment page when paying via credit card through our online checkout. Apple Pay is also available instore via payWave.


 

Q Card Mastercard / Q EFTPOS Card (Personal Finance)

(IN-STORE & ONILNE)

You can use Q Card or Q Mastercard to make purchases at Magnum Sound and Vision and receive at least 3 months no payments and no interest (Payment Holiday) on your purchase. On promotional days (as advertised from time to time) you could get an extended Payment Holiday period.


 

GEM Visa (Personal Finance)

(IN-STORE & ONLINE)

You can use Gem Visa to make purchases at Magnum Sound and Vision and receive at least 6 months interest free on purchases $250 or more. On promotional days (as advertised from time to time) you could get an extended interest free period.

To use Gem Visa online simply select Gem Visa as your payment type when you check-out, enter your Gem Visa number, expiry date and CVV number (your CVV number is a 3 digit number displayed on the back on your Gem Visa card). Gem Visa can also be used in store.


 

Bank Transfer

(IN-STORE & ONLINE)

If you don't have a credit card you can easily pay for your order by a bank deposit direct to our ASB bank account.

ASB Bank 12-3601-0011980-00 (If the account suffix requires 3 numbers, please use '000')


 

Magnum Sound and Vision Gift Card

(IN-STORE ONLY)

Magnum Sound and Vision gift cards can be redeemed for goods sold at Magnum Sound and Vision’s store. To redeem the gift card, simply present it at the time of purchase in store.  Magnum Sound and Vision Gift cards are valid for 1 year from date of purchase, are non-refundable and cannot be redeemed for cash. You can purchase a Magnum Sound and Vision Gift Card online or in-store.


 

Payment options with a surcharge


 

Laybuy (Personal Finance)

(IN-STORE ONLY)

Buy now and pay later. Laybuy is a payment solution providing customers with a easier way to buy what you want now by splitting the payments over six weekly interest free payments. No sign up fees and no interest. Only pay the price of your purchase, when you pay your instalments on time. Incurs a 3% surcharge.


 

12 Months Interest Free Options


 

Gem Visa Credit Card & Gem CreditLine - 12 Months Interest Free

Minimum purchase $1000. Minimum monthly payments required. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. *Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 28.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Where the merchant offers cash advance in the services, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies for cash advances. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited. Gem does not guarantee any product or service purchased using Gem Visa. All claims and representations are made by the merchant of the goods/services, and not by Gem. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders.


 

Q Card - 12 Months Interests Free

Minimum purchase $1000, Minimum monthly payments required. 12 months interest free is available on Long Term Finance (LTF) for in-store purchases in the time range specified within the marketing campaign. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders.


 

Information Accuracy

Although we make reasonable efforts to update the information on our website about Gem Visa or Q Card, we make no representations, warranties or guarantees, whether express or implied, that this content on our Website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Gem Visa or Q Card available through the website will meet your particular requirements or needs. We therefore suggest visiting https://www.gemfinance.co.nz/credit-cards/gem-visa-card/ or https://www.qcard.co.nz/ for the most accurate and up-to-date information.